When people think about lingerie, one of the most well-known brands is Victoria’s Secret. Customers all around the globe frequent your businesses because of your frequent sales and promotions, but how about using a credit card? See if this works to cut costs on those pricey undies. Secret Credit Card by Victoria Everything from interest rates and fees to bonuses and privileges are covered by this Victoria’s Secret credit card.
Comenity Bank created a special label credit card for devoted clients of Victoria’s Secret called the Angel credit card. This credit card offers a lot of benefits in addition to low interest rates and a respectable rewards program. Another option is to use your account login to place an order, pay, or pay with a credit card.
Rewards and Benefits of the Victoria’s Secret Credit Card
Contents
Spending is tracked on a rolling 12-month basis and is reflected in three distinct reward tiers: basic, silver, and gold. When you use your Victoria’s Secret credit card to make net new purchases, you’ll earn one point for every dollar. A cardholder gets promoted to the next tier after reaching a specific point threshold.
The first tier is the basic Victoria card. On top of getting three times the points on bras, all cards get free delivery on qualifying items (over $50) and get to choose their own triple-point day. Plus, for every year the card is active, the cardholder receives a $10 birthday bonus that may be used against future purchases.
The second tier is the Victoria silver card. Earning 250 points in a rolling 12-month period is the requirement for cardholders to qualify for this tier on their Victoria’s Secret card. Compared to standard Victoria cards, silver cardholders earn points at the same rate and level, get the same $10 reward and birthday treat every year, and get two additional perks: a $10 half-birthday treat and a 15% discount on the anniversary of their sign-up.
The top tier is the Victoria gold card. The cardholder has to rack up 500 points on their Victoria’s Secret credit card in a continuous 12-month period to be eligible. A 20% anniversary discount, $15 in birthday and half-birthday goodies, and other benefits are all part of being a gold cardholder.
On a monthly basis, there may be additional little bonuses and unique events. In order to keep their card in the current tier, cardholders must continue to spend the same amount annually; otherwise, their card will return to a lower tier.
Terms and Conditions of the Victoria’s Secret Credit Card
The interest rate on the Victoria card is rather high, as is typical with store-branded credit cards: This offer’s stated APR is 24.99% as of February 2022. The prime interest rate determines the range of possible rates, which are flexible. When a cardholder pays off their whole debt in full by the due date—which is at least 25 days following the closure of each billing cycle—no interest is paid.
There is no annual cost associated with the Victoria card, as is typical with most shop cards; however, there are fees for returned or late payments. A late payment fee of up to $41 may be assessed to cardholders. The maximum amount for fees on returned payments is $25.
A cardholder’s credit score might take a hit if payments are late, just like with any other type of credit card. Full details may be found in the cardholder agreements, which cardholders should read carefully.
How to Activate My Victoria’s Secret Credit Card
- To activate your credit card, visit the official Victoria’s Secret website victoria’s secret credit card or https://c.comenity.net/ac/victoriassecret/public/activate.
- Credit card numbers, expiry dates, identification types, last four digits of social security numbers, zip codes, and so on are all valid examples of what you can input.
- To go to the next step, click Next.
Your Victoria’s Secret credit card has been activated. Return to your go-to retailer and begin shopping. Make a shared Victoria’s Secret profile for your partner and shop all the things you love from the comfort of your own home. You may simplify the checkout process at VictoriasSecret.com by linking your credit card details to your account.
How To Apply for Victoria Secret Card
- PINK and Victoria’s Secret stores, as well as online at www.TheVictoriaCreditCard.com. Your Victoria’s Secret credit card is accepted at all PINK shops and on our website.
- Another option is to fill out an application for the PINK credit card either online or at any Pink or Victoria’s Secret shop. You may use the PINK credit card online as well as at PINK shops and VictoriasSecret.com.
Conclusion
The Victoria’s Secret Card, like other proprietary credit cards, is only valid in that store and its affiliated businesses. Cardholders enjoy a number of benefits that make them feel like they’re a part of the Victoria’s Secret family, but the main reward is the ability to earn points that can be turned into cash or discounts for future purchases. There is usually a time restriction on when you may redeem these incentives.
Customers who typically make large purchases at Victoria’s Secret would benefit most from this card. The Victoria card isn’t going to be very appealing to anyone who aren’t huge Victoria’s Secret devotees.
victoria’s secret credit card FAQs
- Question- The Victoria’s Secret Credit Card: Where Can I Use It?
Answer- All PINK, Bath & Body Works, and Victoria’s Secret shops, as well as VictoriasSecret.com, accept the Victoria’s Secret credit card.
- Question- My Victoria’s Secret Credit Card Is Overdue; What Do I Do?
Answer- Your Victoria’s Secret credit card can be paid for in-store or online. Call (800) 695-9478 or (800) 695-1788 for TDD/TTY if you want to pay over the phone. From 8 AM to 9 PM Eastern Time, Monday through Saturday.